Chocolate Chip Chaffles
Okay, let’s talk breakfast magic. Imagine waffles…but with a low-carb twist that’s secretly packed with cheesy goodness and studded with melty chocolate chips. Sounds too good to be true? Meet Chocolate Chip Chaffles—the viral keto-friendly breakfast (or dessert!) that’s about to change the way you think about waffles forever.
The first time I tried these, I was skeptical. Cheese in waffles? Really? But hear me out—when cream cheese and mozzarella blend into the batter, they create a light, slightly crisp texture that mimics a classic waffle. Add in chocolate chips and a hint of vanilla, and suddenly you’ve got something sweet, satisfying, and totally crave-worthy. Trust me, this recipe is a game-changer.
Recipe Origin
Chaffles first gained fame in the keto and low-carb community as a brilliant way to recreate bread, waffles, and even desserts—without all the carbs. This version takes the classic chaffle base and transforms it into a chocolate-chip-studded treat that feels indulgent but fits into a healthier lifestyle. Whether you’re cutting carbs, gluten-free, or just love a good waffle, this one’s for you.
Kitchen Tools You’ll Need
- Mini waffle maker (or regular waffle maker): For those perfect little chaffles.
- Mixing bowl: To blend your ingredients until smooth.
- Whisk or hand mixer: Helps combine the cream cheese and eggs.
- Spatula: For folding in the cheese and chocolate chips.
- Measuring spoons and cups: Accuracy matters when balancing textures.

Chocolate Chip Chaffles
- Prep Time: 5 minutes
- Cook Time: 15 minutes
- Total Time: 20 minutes
- Yield: 4 chaffles 1x
- Category: Breakfast, Snack, Dessert
- Method: Waffle Iron
- Cuisine: American
- Diet: Gluten Free
Description
These Chocolate Chip Chaffles are a low-carb, keto-friendly take on waffles. Made with eggs, cream cheese, coconut flour, mozzarella cheese, and sugar-free chocolate chips, they’re crispy on the outside, soft on the inside, and perfect for breakfast or a sweet snack.
Ingredients
- 3 eggs
- 4 ounces cream cheese
- 1/2 teaspoon vanilla extract
- 2 tablespoons coconut flour (see notes for almond flour measurement)
- 1/2 teaspoon baking powder
- 1 teaspoon sweetener (granulated monk fruit or your preferred sweetener)
- 1/2 cup mozzarella cheese
- 1/2 cup Lily’s sugar-free chocolate chips
Instructions
- Preheat your waffle maker according to the manufacturer’s instructions.
- In a blender or mixing bowl, combine eggs, cream cheese, vanilla extract, coconut flour, baking powder, and sweetener until smooth.
- Stir in the mozzarella cheese and chocolate chips until evenly distributed.
- Lightly grease the waffle maker and pour in enough batter to cover the surface without overflowing.
- Close the lid and cook for 3–5 minutes, or until golden brown and crisp.
- Carefully remove the chaffle and repeat with the remaining batter.
- Serve warm with additional sugar-free chocolate chips or sugar-free syrup if desired.
Notes
- If using almond flour instead of coconut flour, use 6 tablespoons.
- For extra sweetness, add a few drops of liquid stevia or extra monk fruit.
- Chaffles can be stored in the refrigerator for up to 3 days and reheated in a toaster or oven.
- Freeze for up to 2 months; reheat directly from frozen for a quick breakfast.
Nutrition
- Serving Size: 1 chaffle
- Calories: 210
- Sugar: 1g
- Sodium: 180mg
- Fat: 16g
- Saturated Fat: 9g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 6g
- Fiber: 3g
- Protein: 11g
- Cholesterol: 115mg
Keywords: chaffles recipe, keto waffles, chocolate chip chaffles, low carb breakfast, sugar free waffle
Why You’ll Love Chocolate Chip Chaffles
Low-Carb Comfort: You get that cozy waffle vibe without the carb overload.
Easy to Make: Just a few simple ingredients and a waffle maker—done!
Versatile Treat: Perfect for breakfast, snack time, or even dessert with a scoop of sugar-free ice cream.
Kid-Friendly: They taste like chocolate chip waffles, so even picky eaters will be on board.
Meal-Prep Friendly: Make a batch, freeze them, and reheat for a quick grab-and-go option.
Chef’s Pro Tips for Perfect Results
- Always preheat your waffle maker to get that crispy edge.
- Let the batter rest for 2–3 minutes before cooking—it helps the coconut flour hydrate.
- Don’t overload with chocolate chips (tempting, I know), or the chaffles may stick.
- If using almond flour instead of coconut, adjust the ratio (see recipe notes).
Ingredients in Chocolate Chip Chaffles
Here’s the sweet lineup that makes these so addictive. (Note: the full ingredients list, including measurements, is provided in the recipe card directly below.)
Eggs: Provide structure and fluffiness.
Cream Cheese: Makes the batter rich and velvety smooth.
Vanilla Extract: Adds a warm, bakery-style aroma.
Coconut Flour: Light, low-carb flour that keeps the chaffles fluffy. (Can be swapped with almond flour if preferred.)
Baking Powder: For a little lift and airiness.
Sweetener: Monk fruit (or your favorite sugar substitute) gives just the right amount of sweetness.
Mozzarella Cheese: The secret binding ingredient that makes chaffles so unique—don’t worry, you won’t taste “cheese.”
Sugar-Free Chocolate Chips: Melty pockets of chocolate goodness in every bite.
Instructions
Preheat Waffle Maker: Heat your mini waffle maker until ready to use.
Blend Wet Ingredients: In a mixing bowl, whisk together eggs, cream cheese, and vanilla until smooth.
Add Dry Ingredients: Stir in coconut flour, baking powder, and sweetener until combined. Let the batter rest for 2 minutes.
Fold in Cheese & Chocolate Chips: Gently fold mozzarella cheese and chocolate chips into the batter.
Cook Chaffles: Pour batter into the preheated waffle maker (be careful not to overfill). Close and cook until golden brown and slightly crisp, about 3–4 minutes.
Cool Slightly: Remove from the waffle maker and let cool for 1–2 minutes to firm up.
Serve & Enjoy: Top with a little butter, sugar-free syrup, or even whipped cream for a dessert-style twist.

How to Serve Chocolate Chip Chaffles
Classic Style: With butter and sugar-free syrup for a waffle breakfast vibe.
Dessert Mode: Add whipped cream, a drizzle of melted chocolate, or a scoop of sugar-free ice cream.
Grab-and-Go: Enjoy them plain as a snack on busy mornings.
Layered: Make a “chaffle sandwich” with peanut butter or cream cheese filling.
Brunch Table: Pair with bacon or sausage for a sweet-and-savory plate.
Make-Ahead and Storage Tips
- Fridge: Store leftovers in an airtight container for up to 3 days.
- Freezer: Freeze chaffles with parchment between layers for up to 2 months.
- Reheat: Pop in a toaster or air fryer to bring back crispiness.
Variations to Try
- Peanut Butter Chocolate: Add a spoonful of peanut butter to the batter.
- Cinnamon Swirl: Sprinkle in a little cinnamon for a warm spice note.
- Almond Joy Vibes: Mix in shredded coconut and almonds with the chocolate chips.
- Nut-Free Option: Use almond flour instead of coconut flour if preferred.
Additional Tips
- Mini waffle makers create the best chaffles, but a regular waffle maker works too—just adjust the cook time.
- For a sweeter dessert-style chaffle, add a bit more sweetener to the batter.
- These are naturally gluten-free, making them a great option for different diets.
FAQ Section
Q1: Can I use almond flour instead of coconut flour?
A1: Yes! Use about 2 tablespoons of almond flour instead of 2 tablespoons of coconut flour.
Q2: Do I have to use mozzarella?
A2: Mozzarella works best because it melts and blends smoothly, but mild white cheddar or Monterey Jack can also work.
Q3: Can I make these dairy-free?
A3: Yes, use dairy-free cream cheese and a vegan cheese alternative.
Q4: Do chaffles taste like cheese?
A4: Not at all! The mozzarella just adds structure—you’ll taste waffle and chocolate, not cheese.
Q5: Can I make them sweeter?
A5: Sure! Just add more monk fruit or your favorite sweetener to taste.
Q6: Can I double the recipe?
A6: Absolutely—just make sure you cook the chaffles in batches.
Q7: What’s the texture like?
A7: They’re slightly crisp on the outside and soft and fluffy inside—similar to a traditional waffle.
Q8: Can I make them in advance for meal prep?
A8: Yes! They store and reheat beautifully, making them perfect for weekly prep.
Q9: Do I need a mini waffle maker?
A9: Mini works best, but a full-sized waffle maker will do—just cook until golden.
Q10: What toppings go best?
A10: Sugar-free syrup, peanut butter, berries, whipped cream, or just more chocolate chips!
Conclusion
And that’s it—your new favorite low-carb treat: Chocolate Chip Chaffles. They’re fluffy, chocolatey, and ridiculously satisfying, all while keeping things light and keto-friendly. Whether you whip them up for breakfast, dessert, or a snack, these little waffle wonders always deliver.
So grab your waffle maker and let’s get chaffling—because once you try these, plain waffles just won’t cut it anymore.